Blount County has a Relatively Low crime risk based on FEMA National Risk Index data. 30-year NPV risk cost: $327.4M.
| Hazard | Rating | Risk Score | Annual Loss | 30-Yr NPV |
|---|---|---|---|---|
| Wildfire | Relatively Low | 83.4 | $93K | $1.4M |
| Tornado | Relatively High | 79.3 | $6.5M | $100.3M |
| Strong Wind | Relatively Moderate | 69.9 | $966K | $14.8M |
| Earthquake | Relatively Low | 49.3 | $742K | $11.4M |
| Hurricane | Very Low | 48.9 | $222K | $3.4M |
| Hail | Very Low | 35.0 | $100K | $1.5M |
| Inland Flood | Relatively Low | 29.1 | $9.9M | $152.3M |
The 30-year NPV of $327.4M represents the present value of expected disaster-related losses over a standard mortgage term, discounted at 5%. This is the “true price” of crime risk that most home listings never disclose.
A C grade means Blount ranks in the middle tier (average risk) for crime risk nationally. Factor this into your offer price, insurance budget, and long-term ownership cost.
Use our free calculator to see how this risk cost changes with different property values and insurance coverage assumptions.
Get a full NPV risk report for any address in Blount County — flood, fire, earthquake, and crime risk in one place.
Check an Address ›Learn more: Understanding Flood Risk · Earthquake Risk by State · Hidden Costs of Crime