Autauga County has a Very Low flood risk based on FEMA National Risk Index data. 30-year NPV risk cost: $303.7M.
| Hazard | Rating | Risk Score | Annual Loss | 30-Yr NPV |
|---|---|---|---|---|
| Inland Flood | Relatively Low | 30.1 | $11.0M | $168.6M |
The 30-year NPV of $303.7M represents the present value of expected disaster-related losses over a standard mortgage term, discounted at 5%. This is the “true price” of flood risk that most home listings never disclose.
A B grade means Autauga ranks in the lower-middle tier (below average risk) for flood risk nationally. Factor this into your offer price, insurance budget, and long-term ownership cost.
Use our free calculator to see how this risk cost changes with different property values and insurance coverage assumptions.
Get a full NPV risk report for any address in Autauga County — flood, fire, earthquake, and crime risk in one place.
Check an Address ›Learn more: Understanding Flood Risk · Earthquake Risk by State · Hidden Costs of Crime