Know Your Risk. Choose Your Plan.

Our risk scores aggregate data from six federal agencies (FEMA, USGS, NOAA, USFS, FBI UCR, U.S. Census). They represent probabilistic estimates, not guarantees. A high flood risk score means the area has historically experienced more flooding -- it does not guarantee a specific property will flood. Always consult local experts and insurers before making a purchase decision.

NPV (Net Present Value) calculates the total expected cost of natural disaster risk and crime over a 30-year ownership period, discounted to today's dollars. It includes estimated insurance premiums, expected repair costs from disaster events, and potential property value impact. This gives you a single dollar figure to compare locations.

Yes. Buyer Pack and above include side-by-side ZIP code comparison with risk scores, NPV costs, and a recommendation for which location carries less long-term financial risk.

Free users get 1 lookup per day. Paid plans have monthly report limits. If you hit your limit, you can upgrade or wait for the next billing cycle. API users receive a 429 response with a Retry-After header.

Try the free tier first to see exactly what data you get. Single Report purchases are final. Subscriptions can be cancelled anytime and you keep access through the end of your billing period.